Automobile

For some people, an automobile is nothing more than a machine that gets them from ‘point A’ to ‘point B’. For others, it is a cherished asset that is the result of hard-work and sacrifice. Whatever your reasons, Nunavut Insurance will customize an auto insurance policy to your specific needs and desires while ensuring you pay competitive premiums.

It seems that everyone from banks to talking lizards is selling automobile insurance these days. And if you look past their humorous television commercials and big marketing budgets you will find they have limited options and are unable to serve customers whose situation or needs are even slightly ‘outside the box’.

At Nunavut Insurance we do not pretend to always have the lowest premiums; sometimes that doesn’t happen. Rather, we promote ourselves as consultants and problem-solvers; we listen to our automobile insurance customers, determine their needs, and create an insurance solution that works for them.

Certain situations require a special touch:

• Operating a vehicle for business use.
• transporting people or property of others for compensation.
• Being a resident of the North, but having a vehicle permanently in the South (ie at a vacation home).
• ‘Parking’ a vehicle over the winter, but still wanting coverage for physical damage (ie, fire, theft, vandalism).
• Individuals with no previous auto insurance history or gaps in their history.
• Adding a new teenage driver to your family’s policy requires special attention.
• If you own a snowmobile and/or an ATV, but not a passenger vehicle such as a car or truck, you will need a “stand-alone ATV policy”. 
• Brand-new vehicles are eligible for ‘replacement cost’ coverage.
• Do you rent vehicles while away on vacation? Don’t pay the extravagant prices at the rental agency; add the coverage to your annual personal auto policy for a fraction of the price.
• If your vehicle is damaged it could take weeks to repair.  Do you have alternate means of transportation during that time? Your insurance will only pay for such rental charges if you have a Loss of Use endorsement.
• Lease agreements and purchase finance agreements always have specific minimum insurance requirements that you are legally-obligated to maintain.
• and many more unique situations for Northern clients...

So whether you are looking for an automobile policy that meets the minimum legal requirements or a comprehensive insurance solution, Nunavut Insurance is here to help.

Contact us for a free, no-obligation consultation and estimate on your automobile insurance.