Home, Tenant, and Condominium

Your home is one of your most valuable and cherished possessions. It may also be the largest investment you ever make. It is critical that you choose the right insurance solution to protect it and give you that peace-of-mind you’ve earned.

Some insurance providers try to sell a “cookie-cutter” product to their customers. But we know that living North of 60 is far from “cookie-cutter”. In fact, most insurance policies are designed with Southern Canada in mind, and we work to customize insurance solutions around your particular Northern circumstances.

We know what it costs to rebuild homes in the Arctic and we have a really good idea of how long that takes. We also know how hard it would be to find a temporary home in Nunavut. Or Yellowknife for that matter. How do we know? Because we live there too. Because virtually all of our employees have been North of 60 and met face-to-face with clients. Because we only serve clients in Northern Canada. Because we talk to local contractors that are involved in insurance repairs. Because we have clients who, unfortunately, have lost it all...

But customizing your insurance policy needs to be a priority for reasons other than simply being in the North. For example, do you...

• Own a high-value home?
• Rent an apartment?
• Have a staff home supplied by your employer?
• Own a seasonal home or cottage, possibly in the South?
• Own a property you rent out to other people?
• Own a ‘unit’ as part of a condominium complex?
• Operate a business out of your home?
• Rent part of your home to a tenant?
• Have high-valued personal property (such as jewelry or art)?
• Own a personal watercraft?

Each of these circumstances requires a specific insurance product and customization. Our insurance advisers are experienced, well-trained, and are delighted to create the best insurance solution for you, all-the-while ensuring you pay the lowest possible premiums for your coverage.